80538 Homes with Finished Basement

80538 Homes with Finished Basement

Welcome to Loveland, Colorado, a vibrant community nestled in the heart of Larimer County, where the zip code 80538 offers a perfect blend of natural beauty and suburban charm. Known for its stunning mountain views and picturesque landscapes, Loveland is an ideal place for anyone seeking a peaceful yet active lifestyle.

In this welcoming city, homes with finished basements are a standout feature, providing families with additional living space and versatility. Whether you envision a cozy family room, a home office, or a play area for the kids, a finished basement can transform your living experience. These homes not only enhance your living space but also add value to your property, making them a wise investment for the future.

The 80538 area is rich in amenities, with easy access to parks, recreational facilities, and a thriving downtown filled with shops, restaurants, and cultural attractions. Residents enjoy a strong sense of community, with regular events and activities that bring people together. The nearby Rocky Mountain National Park offers endless opportunities for outdoor enthusiasts, from hiking and biking to fishing and camping.

With a diverse selection of homes featuring finished basements, the Loveland area in zip code 80538 is perfect for families, professionals, and retirees alike. Discover your dream home in this beautiful part of Colorado, where comfort meets convenience and the great outdoors is just a stone's throw away. Experience the charm of Loveland and make it your home today!

Newest 80538 Homes with Finished Basement

$310,000
3 Beds ⋅ 3 Baths ⋅ 9462393 MLS
Opportunity is knocking in this quiet cul-de-sac! This complete fixer-upper sits on a huge lot and is ready for someone with vision to bring it back to life. Reimagine and renovate a home that takes full advantage of a location surrounded by some of Loveland’s most appealing outdoor amenities, including Lower Hoffman Lake, Westerdoll Lake, Silver Lake, and McKee Park. Enjoy convenient access to nearby shopping, restaurants, medical services, major roadways, and the Northern Colorado Regional Airport. With a spacious lot, cul-de-sac setting, and well-connected Loveland location, the possibilities are exciting. This property needs significant work, but for the right buyer, it offers the chance to create something truly special. HEALTH AND SAFETY RESTRICTION: No entry permitted without prior execution of the Rodent and Pest Activity Disclosure and Entry Acknowledgement. Contact listing broker for required form and access instructions. Interior photos provided upon request.

2229 Bismarck Court, Loveland

Courtesy of Sanctuary Home Realty . gloria@sanctuaryhomerealty.com,720-818-2667
$510,000
4 Beds ⋅ 3 Baths ⋅ 2507314 MLS
Location, Location, Location! Enjoy maintenance-free living in desirable NW Loveland near the foothills of the Rocky Mountains, Estes Park, and Rocky Mountain National Park. No Metro Tax! HOA covers exterior maintenance, roof, paint, landscaping, snow removal to your door, and irrigation. This beautifully maintained ranch with a finished walk-out basement offers hardwood floors, knockdown texture, rounded corners, added insulation, new triple-pane Champion windows, and an open floor plan. The spacious family room features a gas fireplace with blower, while the kitchen offers hickory cabinets with roll-out shelves, granite slab countertops, tile backsplash, pantry, breakfast bar, and all appliances included. The primary suite features a retreat, walk-in closet, and luxurious 5-piece bath with soaking tub. Main floor office or conforming bedroom plus convenient laundry room. The finished walk-out basement includes a large recreation room, guest suite, 3/4 bath, workshop/storage area, engineered silent floor system, and abundant storage. Major updates include a new 30-year roof (2025), new exterior stucco (2022), Lennox furnace (2019), 50-gallon water heater (2018), central A/C, humidifier, and active radon mitigation. Enjoy Rocky Mountain views, open space, a covered front patio, Trex deck, lower-level concrete patio, oversized 2-car garage, and extra parking. Pride of ownership throughout! Contact brokers for a list of features, floor plan, or to schedule a private showing.

4864 Glen Isle Drive, Loveland

Courtesy of C3 Real Estate Solutions LLC . 970-225-5152
$520,000
3 Beds ⋅ 3 Baths ⋅ 2968140 MLS
Welcome home to this beautifully updated 3-bedroom home with a dedicated lower-level study/office, perfectly located in the heart of Loveland, Colorado. Offering thoughtful upgrades, exceptional storage, and a private outdoor retreat, this home combines comfort, functionality, and convenience-all with NO HOA and NO Metro District, helping keep your monthly expenses and property taxes lower. Step inside to discover a remodeled kitchen featuring a newer range and microwave, complemented by updated flooring, newer fans and blinds, brand-new interior and screen doors, and custom closet shelving & design work. The spacious and flexible floor plan provides room to work from home, entertain guests, or simply enjoy everyday living. Outside, you'll fall in love with the gorgeous curb appeal and private backyard featuring brand-new sod, mature shade trees, a spacious deck, concrete patio, and an included storage shed. Whether you're hosting friends, gardening, or simply relaxing, this backyard offers the perfect outdoor escape. The attached extended two-car garage provides additional space for vehicles, hobbies, or outdoor gear, while the huge, well-lit crawl space offers abundant storage that's easily accessible. Currently RV & boat parking are also allowed! Additional highlights include a whole-house fan for energy-efficient comfort and Pulse high-speed fiber optic internet availability, making remote work and streaming a breeze. Enjoy an unbeatable Loveland location with off-road interior neighborhood sidewalks leading to Lake Loveland, plus easy access to Rist Benson Reservoir, Mehaffey Park, neighborhood parks, shopping, restaurants, schools, and all the recreation Northern Colorado has to offer. If you're searching for an updated Loveland home with a private backyard, modern upgrades, incredible storage, fast fiber internet, no HOA, no Metro District, and an exceptional location, this is one you won't want to miss. Schedule your private showing today!

2313 Farisita Drive, Loveland

Courtesy of Tallent Co. Real Estate . amy@homeinnoco.com,303-434-5321
$1,150,000
5 Beds ⋅ 5 Baths ⋅ 1532267 MLS
Nestled in the serene Lakes of Centerra community this light filled home boarders tranquil open space overlooking Equalizer Lake. This stylish, roomy and well designed 5 bedroom and 5 bathroom floorplan will truly fit all your wishes. The chef's kitchen is complete with rich cabinetry, double ovens, large central island with counter seating, pantry and sunny breakfast nook. The kitchen is adjacent to an inviting living room anchored by a stunning fireplace which leads to the outdoor deck that is perfect for entertaining. A quiet private home office is located near the front door. The upper level features a peaceful primary suite with lake views, double walk-in closets and generous 5-Piece bath. There is another bedroom with en-suite bath (perfect for guests) and 2 added bedrooms and a bathroom with a loft area perfect for relaxing before night time. Laundry room is convenietly located on the upper level. A finished walk-out basement includes a family room, wet bar, beverage fridge, bedroom, bathroom and exercise room. The relaxing fenced yard is complete with covered patio and outdoor fireplace. The heated 4 car garage is almost 1000 square feet and will easily hold your autos and gear. This remarkable home is located near schools, medical facilities, shopping, highway access and walking trails. You will enjoy living here!

2510 Bluestem Willow Drive, Loveland

Courtesy of RE/MAX Professionals . dennisb@remax.net,303-596-7781
$675,000
6 Beds ⋅ 4 Baths ⋅ 7692163 MLS
6 Bedrooms | 4 Bathrooms | No HOA | RV Parking | Oversized Garage with Workshop | 3,762 Total Sq Ft Welcome to 4552 Brookwood Drive, a spacious Loveland home offering room to live, work, and enjoy the things that matter most. With six bedrooms, flexible living spaces, RV parking, an oversized garage with workshop space, and no HOA, this home provides the space and versatility that are hard to find. The main level features hardwood floors, abundant natural light, and a comfortable layout designed for both everyday living and entertaining. The kitchen offers granite countertops, stainless steel appliances, ample cabinetry, and an eat-in dining area with access to the covered patio. A private office with French doors provides a dedicated space for working from home, studying, or a quiet workspace. Upstairs, the primary suite offers a peaceful retreat with an updated bathroom featuring dual vanities, soaking tub, walk-in shower, and generous closet space. Two additional bedrooms, a full bathroom, and a versatile loft provide room for guests, hobbies, homework, or additional living space. The finished basement adds another level of flexibility with a spacious recreation area, two conforming bedrooms, a full bathroom with dedicated makeup vanity, and a large flex room ready to fit your lifestyle. Use it as a home theater, game room, workout space, hobby room, playroom, craft room, or whatever works best for you—the options are endless. Outside, enjoy a landscaped backyard with a covered patio, plus an oversized 2-car garage with dedicated workshop space, an outdoor shed, and RV parking. Whether you need room for projects, storage, outdoor equipment, or hobbies, this home offers flexibility to make the space work for you. With no HOA restrictions, you can enjoy the property your way. Near Loveland parks, trails, schools, shopping, and recreation, 4552 Brookwood Drive offers the space, functionality, & flexibility to meet the needs of today’s lifestyle.

4552 Brookwood Drive, Loveland

Courtesy of Brokers Guild Homes . matt@realtyindenver.com,303-888-1257
$4,000,000
4 Beds ⋅ 5 Baths ⋅ 6010716 MLS
Every home has an origin story, and this magnificent estate on Horseshoe Lake is no exception. Representing 20 years of homebuilding expertise and thoughtful craftsmanship, this property is the quintessential lake home. Sitting on a private, gated 3.27-acre homesite with a tree-lined drive, it offers a grand sense of arrival. Extensive landscaping and a timber-and-beam entrance with a double iron door welcome you into a world of comfortable luxury. Inside, soaring ceilings and a wall of southern-exposure windows perfectly capture the essence of lake living. The open-concept layout flows seamlessly from the great room to the dining area and a chef’s kitchen featuring timeless custom cabinets, quartz countertops, and high-quality appliances. Work productively in the private home office boasts its own fireplace and custom sliding doors. The main-floor primary suite is a sun-drenched sanctuary with a double-sided fireplace, exquisite bathroom, and dual closets. The upper-level features two bedrooms plus a bonus room with a covered balcony, the ultimate vantage point for stunning sunrises and sunsets. Designed for entertaining in style, the walk-out basement features a bar, wine room, theater room, fitness room, steam shower, and a 4th bedroom. From here, step out to a covered patio complete with an outdoor shower and fireplace. In total, the home boasts over 1,500 sq ft of deck and patio spaces facing the water, including a main-level deck with the home's 5th fireplace - ideal for enjoying Colorado’s outdoor lifestyle. The expansive backyard leads to a large sand volleyball court, a concrete patio & sitting area along the seawall, a private boat ramp, and a floating dock. An oversized 1,200 sq ft, 3-car garage with two 12ft doors and one 8ft door provides abundant storage. The special features and building details of this lakefront masterpiece are too numerous to list. It must be seen to fully appreciate the incredible lifestyle it offers its next owner.

1270 E 57th Street, Loveland

Courtesy of The Group Inc - Centerra . mthompson@thegroupinc.com,970-443-9910
$730,000
4 Beds ⋅ 3 Baths ⋅ 9466199 MLS
The road may wind, but what is waiting at the top is worth every turn. Surrounded by breathtaking mountain scenery and perched on more than 11.5 wooded acres, 13328 Otter Road offers privacy, panoramic views, and the peaceful Colorado lifestyle people dream about. Behind the private gate, this beautifully renovated horse property opens to soaring 10-foot tongue-and-groove vaulted ceilings and walls of natural light. Spectacular views of Horsetooth Rock and the surrounding mountains become part of everyday life, while quality finishes give the home a warm, polished feel. The expansive kitchen features slate appliances, generous counter space, and a massive walk-in pantry, creating an inviting center for cooking and gathering. The newly finished walkout basement adds an entire second living experience with two additional bedrooms, a wet bar, wood stove, and plenty of room for guests, games, movies, or quiet evenings by the fire. Outside, a massive 37-by-12-foot Trex deck and hot tub provide front-row seats to Colorado sunsets and passing wildlife. There is room for horses, trailers, outdoor gear, and every mountain adventure, plus additional water storage tanks for extra peace of mind. The home is permanently affixed, purged, and recognized as real property. A stucco exterior, metal roof, oversized attached garage, and exceptionally clean, move-in-ready condition make mountain living easier. Just a scenic drive from Loveland, this is more than acreage. It is space to breathe, views in every direction, and a private sanctuary that feels worlds away.

13328 Otter Road, Loveland

Courtesy of LPT Realty . hollysellsco@gmail.com,720-556-0080
$525,000
4 Beds ⋅ 3 Baths ⋅ 6694488 MLS
Welcome to this exceptional residence situated on a premium corner lot in Loveland’s highly desirable Windsong neighborhood. The charming front porch welcomes you into a bright main living area defined by soaring vaulted ceilings that stretch across the front-facing kitchen, dining room, and living area. Designed with an effortless flow, a rear door off the main living space provides smooth access straight to the fully fenced backyard. Down the hallway, the main level hosts a private primary suite with its own 3/4 en-suite bathroom, alongside two additional bedrooms and a full hallway bath. The basement adds incredible versatility, offering a massive family room anchored by a cozy fireplace and a convenient kitchenette. This lower level also features a large fourth bedroom with en-suite access to a full basement bathroom and a dedicated laundry room. Without a doubt, the home's crown jewel is its spectacular workshop setup. The property features a rare, attached four-car garage that is fully finished with drywall, paint, and extensive built-in shelving. Equipped with 220-volt electrical service—perfect for welding, power tools, or an EV charger—the garage also features a drop-down attic ladder for overhead storage. In a brilliant piece of engineering, the electrified backyard storage shed houses an air compressor that is piped underground directly into the garage, delivering seamless access to compressed air for automotive or woodworking projects. The large backyard comes complete with a sunny patio and a lush lawn. Whether you are a craftsman, car enthusiast, or simply in need of unrivaled storage, this unique home offers residential functionality that is rarely found on the market—all ideally located just moments from Loveland's premier outdoor recreation, shopping, and dining!

390 E 48th Street, Loveland

Courtesy of Redfin Corporation . matt.purdy@redfin.com,970-347-9387
$569,900
4 Beds ⋅ 3 Baths ⋅ 4007962 MLS
Welcome to this beautifully maintained 4 bedroom 3 bathroom ranch style home tucked into a quiet cul-de-sac in desirable West Loveland! Convenient location close to both Devil's Backbone Open Space & Mehaffey Park. The open-concept main level features a cozy family room with fireplace, flowing seamlessly into the kitchen and the adjoining dining area ties the space together for gathering and entertaining. Enjoy the ambience of the gas fireplace in the living room. The first bedroom at the front of the home can also serve as a spacious private home office. Retreat to a luxurious primary suite with attached primary bath with a walk-in closet, brand new sinks and large soaking tub. The finished basement expands your living space with a huge rec room with a wet bar-perfect for movie nights, hobbies, or hosting friends plus that 4th bedroom and full bathroom. Relax on the deck or play in the garden area. Enjoy easy access to Big Thompson Canyon, scenic Estes Park + miles of nearby trails & open spaces. NO METRO TAX.

1848 Idalia Court, Loveland

Courtesy of Better Homes and Gardens Real Estate Neuhaus . jthorpe2955@gmail.com,970-231-2817
$460,000
4 Beds ⋅ 3 Baths ⋅ 7734615 MLS
Welcome - this spacious & thoughtfully updated home features fresh paint and carpet, numerous south facing windows, an open layout & multiple living spaces.Walking in the front door, vaulted ceilings and a large picture create an open yet cozy atmosphere in the front living room. On the same level, south facing windows fill the kitchen with natural light while the vaulted ceiling continues the open spacious atmosphere. Ample kitchen cabinet and counter space is spacious enough for multiple cooks at once. The large open kitchen space has plenty of room for a dining room table. Entering the house through the attached garage leads into the rear living room which features a brick fireplace and the sliding glass door opens to the south facing deck and backyard. Climbing a few stairs from the main floor, the primary suite features a walk-in closet and its own private bathroom filled with natural light from the skylight aboveThe upper level has two additional bedrooms along with a full bath, providing flexibility for family, guests, or flex space. The fourth bedroom is in the finished basement, creating a separate and secluded space.Step outside to enjoy the private backyard and deck, perfect for summer barbecues, morning coffee, or relaxing evenings. With updated flooring, fresh carpet, and move-in-ready condition throughout, this home combines comfort, space, and value in a desirable neighborhood setting.Conveniently located near parks, schools, shopping, dining, and major commuter routes, 398 Pin Oak Drive is ready to welcome you home.

398 Pin Oak Drive, Loveland

Courtesy of Equity Colorado Real Estate . mulderrealestate@gmail.com
$549,900
4 Beds ⋅ 3 Baths ⋅ 8382152 MLS
Boasting beautiful curb appeal and the shade of a majestic mature tree, this gorgeous residence in Loveland’s desirable Wintergreen neighborhood delivers the perfect blend of modern style, single-level accessibility, and expansive living space. Stepping through the front entryway, you are immediately greeted by an impressive open-concept main living arena under soaring vaulted ceilings. Brand-new flooring runs seamlessly throughout the entire home, tying together a spacious living area, a bright dining zone, and a chef-ready kitchen. The kitchen is beautifully appointed with granite countertops, premium stainless steel appliances, a central island, and a walk-in pantry. Just off the dining area, sliding glass doors open directly to the back patio, offering a fantastic indoor-outdoor flow for entertaining. The main-floor primary bedroom suite serves as a true private sanctuary, complete with dramatic vaulted ceilings, a generous walk-in closet, and a luxurious five-piece en-suite bathroom. A flexible second bedroom, an additional full bathroom, and a dedicated laundry room, providing direct access to the coveted attached 3-car garage, complete the main level layout. Downstairs, the fully finished basement expands your living footprint significantly, boasting a massive family room perfect for movie nights, game tables, or a home gym. Two more well-sized bedrooms and another full bathroom are also located on this lower level. The outdoor oasis features a fully fenced backyard with a sunny concrete patio that gives way to a lush, green lawn. Location is everything here—you are positioned just four doors down from the neighborhood park and playground, offering a quiet local setting while maintaining effortless access to shopping, dining, and commuting routes around Loveland.

430 Osceola Drive, Loveland

Courtesy of Redfin Corporation . matt.purdy@redfin.com,970-347-9387
$3,950,000
4 Beds ⋅ 5 Baths ⋅ 7782892 MLS
Panoramic Front Range views of Pikes Peak, Longs Peak, and Devil's Backbone as your permanent backdrop and a home built to match them. Set within the exclusive gated enclave of Indian Creek Ranch with just 24 homesites. 6000 Soaring Eagle is 7,277 SF of craftsmanship that doesn't make you choose between beauty and function. The interior earns that claim at every turn. Hand-hewn hickory floors run beneath soaring cathedral ceilings framed by exposed timber trusses, anchored in the great room by a floor-to-ceiling stacked-stone fireplace and custom Celtic knot metal work throughout. The kitchen is built around alder cabinetry, Sub-Zero appliances, a stone tile backsplash, and a generous island all under pine beetle kill pine plank ceiling that carries the warmth of the landscape inside. The primary suite continues the standard: its own stacked-stone pass-through fireplace with solid wood mantel, exposed beams, and a balcony with unobstructed mountain views. Throughout the home, every bathroom features dark granite countertops and custom knotty alder vanities. A home theater, central vacuum, 6 car tandem garage, and geothermal heating and cooling round out an interior that was designed to live as well as it photographs. Step outside and the property opens up further. A 10-foot-deep pool with a rock waterslide and a fire pit make the back of the property its own destination, with exclusive access to Larimer County open space extending the experience past your fence line. The 2,500 SF outbuilding is currently configured for equestrian use with 4 stalls, a tack room, hay and grain room, and automatic heated waterers — but the footprint and build quality lend themselves equally well to a workshop, a car collection, guest house, or whatever the next owner needs. A 4-acre fenced corral, a 75-foot round pen, and a loafing shed below round out the property infrastructure.

6000 Soaring Eagle Pass, Loveland

Courtesy of Carlson Associates . tatecarlson@carlsonland.net,303-585-0759
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